ASHEK SHAMS PODDAR
Lappeenranta
Summary
With over 15 years in commercial banking in Bangladesh, I've excelled in Loans & Advances, Trade Finance, General Banking, and Treasury. My expertise extends to collaborating with auditors, engaging with credit rating authorities, and assessing credit risks. I've evaluated environmental and social impacts for credit eligibility, drawing on my civil engineering background for technical proficiency in energy efficiency, water management, and compliance with environmental regulations. This blend of banking acumen and technical skills equips me to navigate complex challenges effectively. Results-driven [Job Title] experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.
Overview
15
15
years of professional experience
1
1
Certification
Work History
FAVP & Senior Relationship Manager
BRAC Bank PLC
11.2017 - 08.2023
- The primary objective of this role is to enhance the branch portfolio by strategically managing loans and deposits through effective Asset Liability Management, ensuring sustained profitability.
- Established strong referral networks with internal partners such as commercial banking, private banking, and wealth management teams to identify potential new clients.
- Streamlined processes for increased efficiency within the team, resulting in improved response times to client inquiries and requests.
Relationship Manager, Banking Operations
Bank Asia PLC
08.2008 - 11.2017
- As a relationship officer for 100% exporters, particularly in the RMG and Textile industries, the role involves several key responsibilities
- This includes processing proposals for submission to the Board of Directors, mitigating risks and obtaining clearance from CRM, determining credit facilities based on factory capacity and business extent, negotiating credit facilities, presenting proposals to the Corporate Office Credit Committee, fostering relationships with existing customers to increase business, conducting regular visits to customer factories for observation of overall operations, and monitoring export performance and documentation to ensure a healthy portfolio.
- Conducted thorough risk assessments for loan applications, ensuring responsible lending practices and minimizing default rates.
- Provided exceptional customer service, addressing concerns promptly and maintaining long-term client retention.
Education
Master of Science - Environmental Engineering
LUT University
Finland05.2025
MBA - Finance
IBA, University of Dhaka
06.2014
Bachelor of Science - Civil Engineering
Bangladesh University OfEngineering & Technology(BUET)
Dhaka, Bangladesh07.2007
Skills
- Quantitative Analysis
- Business Analysis
- Market Research
- Finance
- Treasury
- Power BI
- MATLAB
- Python
- LCA (Life Cycle Assessment)
Certification
- Certificate in Commercial Credit (CICC), MOODY's Analytics
- Certificate in Introduction to Portfolio Construction and Analysis with Python, EDHEC Business School, Coursera
Languages
Bengali
Proficient
C2
English
Advanced
C1
Finnish
Beginner
A1
Timeline
FAVP & Senior Relationship Manager
BRAC Bank PLC
11.2017 - 08.2023
Relationship Manager, Banking Operations
Bank Asia PLC
08.2008 - 11.2017
Master of Science - Environmental Engineering
LUT University
MBA - Finance
IBA, University of Dhaka
Bachelor of Science - Civil Engineering
Bangladesh University OfEngineering & Technology(BUET)
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