Ivan Varhaník

• Responsible for all operations in the Czech Republic - developed and manages the Czech branch of OPR-Finance Oy, one of the leading and most well-known international short and medium term consumer credit companies based in Finland. It is a well-established and fast-growing company offering a variety of web-based financial products for both individuals and small and medium-sized enterprises.
• Improving lending, credit and risk management processes.
• Contributing to the business, product and IT development of the global organization.
• Manage debt and legal collection processes.
• Increased market share by developing and implementing effective sales strategies.
• Optimized resource allocation, enhancing operational efficiency and reducing costs.
• Developed strategic partnerships to expand product offerings and enter new areas.
• Led the successful launch of new products in local markets, driving revenue growth and brand recognition.
• Analyzed market trends and competitor activities to inform strategic decision making.
• Implemented process improvements, streamlining workflows and increasing team productivity.
• Ensured regulatory compliance by working closely with legal advisors and government agencies.
• Managed budgets, financial planning, and forecasting to optimize profitability for the country operations.
• Negotiated contracts with suppliers to secure favorable terms that benefited the company''s bottom line.
• Recruited, trained and coached team of 12 members to support company growth.

• Head of the Alternative Distribution Channels Business Unit at GE Money Bank with responsibility for the affiliate partner network, lead generation, PPC campaigns, PayMyway online payment gateway, business performance reporting and OPEX budget spend.
• Managed the bank's largest lead generation / affiliate marketing partner programme.
• Maintain and significantly develop the affiliate partner network, testing alternative forms of collaboration.
  Support marketing activities with PPC campaigns.
  Consistently achieve planned profitability and meet OPEX budget.
• Exceed lead generation plan by more than 10% each year.
• Actively contribute to the achievement of shared team goals and business growth by developing a network of affiliate partners and monitoring responsible budget spend.

• Responsible for the successful operation and development of GE Money's network of Internet merchant partners.
• Manage partner relationships with over 300 contractual partners.
• Maximise sales results.
• Work with a team of Area Sales Representatives to ensure optimization of processes when launching new installment products.
• Work with all relevant departments to ensure compliance with customer privacy, anti-money laundering and other legislation.

• Responsible for the successful operation and development of GE Money's network of Internet merchant partners.
• Manage partner relationships with over 300 contracted partners.
• Maximise sales results.
• Work with a team of Area Sales Representatives to ensure process optimisation when launching new instalment products.
• Work with all relevant departments to ensure compliance with customer privacy, anti-money laundering and other legislation.

• Increased product adoption by developing and implementing effective marketing strategies.
• Streamlined the product development process for faster time-to-market and improved efficiency.
• Launched successful products by conducting thorough market research and identifying customer needs.
• Optimized product performance with data-driven analysis and continuous improvement initiatives.

• Increased overall company performance by implementing strategic management initiatives.
• Optimized resource allocation for improved efficiency and profitability across all departments.
• Strengthened client relationships with regular communication, timely project delivery, and high-quality services.

Business development, leadership, marketing in DeskTop Publishing studio.

• Negotiated contracts and created business relationships and favorable pricing for clients.

• Negotiated contracts and created business relationships with European partners.