Nadya Elchinova
Attorney-at-law
Espoo
Summary
Senior Legal Associate with 5+ years of extensive expertise in corporate law, governance, and regulatory compliance, currently contributing to Deloitte Legal Bulgaria. Demonstrates a strong analytical mindset and effective communication skills through the preparation of comprehensive legal analyses related to outsourcing initiatives. Proven track record in delivering regulatory consulting for financial institutions, optimizing operational strategies, and achieving 100% gap closure in compliance protocols. Skilled in drafting, reviewing, and negotiating complex commercial agreements and outsourcing contracts within the fintech and IT sectors.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Legal Associate
Deloitte Legal Bulgaria
09.2023 - Current
- Lead and manage legal and compliance projects for multinational groups, ensuring corporate and regulatory compliance by drafting, revising, and advising on internal policies, guidelines, standard contract terms, board resolutions, shareholders' agreements, etc.
- Created, assessed, and finalized commercial agreements, ensuring strong protection of company interests within the fintech and IT industries.
- Conducted comprehensive due diligence and risk assessments for third-party engagements in the financial sector.
- Achieved 100% gap closure in compliance protocols by collaborating with cross-functional teams to align internal bank policies with DORA requirements.
Legal Associate
Deloitte Legal Bulgaria
06.2021 - 08.2023
- Drafted legal memoranda on establishing payment and e-money institutions, providing actionable guidance on corporate structuring, licensing, and compliance.
- Successfully delivered in-depth regulatory consulting for over 3 financial institutions on cross-border activities, optimizing operational strategies.
Junior Lawyer
Kinkin and Partners Law Firm
06.2020 - 06.2021
- Advised on corporate restructuring and supported corporate compliance of one multinational group, ensuring alignment with legal standards.
Legal Counsel & Trainee
Stoyan Yakimov, Private Enforcement Agent
01.2016 - 05.2020
- Managed over 10 enforcement proceedings independently, coordinating with internal and external counsel.
Education
Master - Law
Sofia University "St. Kliment Ohridski"
Sofia, Bulgaria11.2018
Erasmus Exchange -
Centre Européen Universitaire De Nancy, Université De Lorraine
Nancy, France05.2017
Skills
- Drafting and Negotiating Commercial Agreements
- Corporate & Commercial Law
- Risk Assessment & Governance
- Regulatory Compliance
- Fintech
- Payment Services
- Legal Research
- Analytical Mindset
- Cross-Functional Collaboration
- Effective Communication
- Project Management
- Attention to detail
- Proactivity
Certification
Admitted to Sofia Bar Association since July 2020.
Languages
Bulgarian
First Language
English
Proficient
C2
French
Intermediate
B1
Finnish
Beginner
A1
Timeline
Senior Legal Associate
Deloitte Legal Bulgaria
09.2023 - Current
Legal Associate
Deloitte Legal Bulgaria
06.2021 - 08.2023
Junior Lawyer
Kinkin and Partners Law Firm
06.2020 - 06.2021
Legal Counsel & Trainee
Stoyan Yakimov, Private Enforcement Agent
01.2016 - 05.2020
Master - Law
Sofia University "St. Kliment Ohridski"
Erasmus Exchange -
Centre Européen Universitaire De Nancy, Université De Lorraine